We make your business more successful by allowing you to improve access to financial services for a broader diversity of consumers

Ian is currently a Non-Executive Director of charity banking company Change Account Ltd and airline payments experts Travel Welfare Ltd. He is also an Advisory Board Member of the Emerging Payments Association, the UK’s leading trade body advancing payments innovation.

Ian holds an MBA from the University of Warwick.

Mike brings an in-depth knowledge from 20 years’ experience in developing international business with strong strategic marketing and business growth. He has a strong track record of transitioning businesses into new markets and evolving delivery models.

Mike has successfully led multiple strategic acquisitions during his time at Privot Giro (Sweden), ManTech (UK) and Beta Systems (Germany) to accelerate growth, secure market share and broaden product portfolios. Mike also has a broad range of business management experience including financial control, sales and marketing, operational delivery and HR.

Mike holds an MBA from Manchester Business School, a BSc (Hons) in Aeronautical Engineering and is a chartered engineer with the BCS - The Chartered Institute for IT.

Gary has also served as a quasi FD to a number of start-up businesses and more mature companies across number of industry sectors. During his career, he led the Corporate Finance department of a medium sized accounting practice and successfully took a company to the OFEX market, raising over £1m.

Through his contact with the South-East Growth Fund, Gary joined PCT in 2008 as one of the first directors and shareholders. His responsibilities cover all aspects of accounting, audit and taxation for all PCT group companies. Gary is also a non-executive director of Change Account Ltd and quasi Finance Director of Travel Welfare Ltd.

Keith has a 35-year history in payments and financial services spanning strategy, product development and operations. Prior to joining PCT, Keith held senior positions at Abbey National, Travelex, First Data, VocaLink, the Australian credit union industry (CUSCAL) and the Australian national debit card system (eftpos).

Clinton has over 20 years of IT experience working in enterprise organisations focusing on software development, more than half of which has seen him lead successful technical teams. This includes heading up the Global and Mobile Development Team for Electronic Arts, the worlds’ largest global gaming company.

As an effective leader, capable of cultivating a high-performance culture across global players, he is able to communicate effectively both to external customers and at all levels across the organization.
Clinton obtained a Master’s in Business Administration (MBA) from the Open University with emphasis in Technology Management and Information Technology in 2016, and has been pursuing academic studies for over 12 years. Clinton’s professional qualifications include: MBA (Technology Management), BTech (Hons), BSc (BIT), ITIL® (Expert), MSCD & MCP.

Rob has 20 years’ experience in the Fintech industry, developed during his time as a Project Director and working in Research & Development for Banctec. Since joining PCT in 2014, Rob has been responsible for the development of the bank.VISION product suite and in particular, its deployment to PCT’s first bank.VISION customer, An Post.

Rob holds a first-class honours degree from Imperial College London and is a Chartered Engineer.